419 lines
14 KiB
PHP
419 lines
14 KiB
PHP
@extends('Frontend.layouts.master')
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@section('content')
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<div>
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<div class="private-credit-banner">
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<div class="container">
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<div class="row">
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<div class="col-md-6">
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<div class="banner-text-contain">
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<h2>Private Credit Funds</h2>
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<button>Category II AIF</button>
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<h4>Innovative Lending: Your Pathway to Diverse Debt Investments.</h4>
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<p>Private Credit Funds offer investors an opportunity to engage<br> in non-bank lending,
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providing debt capital to businesses not typically<br> serviced by traditional financial
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institutions. This segment<br> of the financial market presents a unique blend of
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potential<br> returns and portfolio diversification, appealing to investors<br> seeking
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alternatives to conventional fixed-income assets.</p>
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<div class="banner-btn mt-4">
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<a href="#open_investments">View Investments</a>
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</div>
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</div>
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</div>
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<div class="col-md-6 d-flex align-center">
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<div class="banner-profile">
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<h5>Ideal Investment Profile:</h5>
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<div class="profile d-flex">
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<img src="{{ asset('public/assets/media/FrontendImages/profile-banner.svg') }}">
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<div>
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<p>Expected IRR (p.a.): More than 12%</p>
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<p>Suggested Horizon: More than 3 Years</p>
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<p>Minimum Investment as per SEBI: ₹ 1,00,00,000</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="your-investment">
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<div class="container">
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<div class="row">
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<div class="col-md-6 col-ms-12">
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<h2 class="invest-fund">KYI: Know Your Investment</h2>
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<div>
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<h3 class="mb-3">What do Private Credit Funds do?</h3>
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<p>Private Credit Funds are investment vehicles that <br> specialize in providing debt financing to
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companies<br> outside of traditional banking channels. These funds<br> often target mid-sized
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companies, offering various debt<br> structures such as direct loans, mezzanine financing,<br>
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distressed debt, and more.</p>
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</div>
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<div>
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<h3 class="mb-3">Why Invest in Private Credit Funds?</h3>
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<p>Investing in Private Credit Funds can offer higher yields<br> compared to traditional
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fixed-income investments, with the<br> added benefit of diversifying credit exposure. These
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funds<br> play a critical role in financing businesses, often<br> accompanied by detailed
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covenants and security provisions <br> that provide layers of protection for investors.</p>
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</div>
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</div>
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<div class="col-md-6 col-ms-12">
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<div class="dist-fund">
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<div class="row">
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<div class="col-md-3 col-sm-12">
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<div class="mt-4 sourcing-img">
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<img src="{{ asset('public/assets/media/FrontendImages/Selecting-sourcing.svg') }}">
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</div>
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</div>
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<div class="col-md-9 col-sm-12">
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<p class="brown-text">What makes Private Credit an Attractive Investment?</p>
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<img src="{{ asset('public/assets/media/FrontendImages/Private-Credit.svg') }}">
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</div>
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<div class="col-md-12">
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<div class="drivers mt-4">
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<p class="brown-text">Key drivers of the private credit boom in India include:</p>
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<div class="dri-label">
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<div class="blue-boxx">
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<h4>Funding Winter</h4>
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</div>
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<div class="drive-label">
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<p>
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<ul>
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<li>
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A sharp decline in startup investments, with a 70% drop in the first
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half of 2023, is prompting
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startup founders to explore alternative capital sources like private
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credit.
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</li>
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</ul>
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</p>
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</div>
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</div>
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<div class="dri-label">
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<div class="blue-boxx">
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<h4>Taxation Law Changes</h4>
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</div>
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<div class="drive-label">
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<p>
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<ul>
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<li>Removal of long-term tax benefits on debt instruments is driving
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affluent investors, including HNIs and family offices, towards private
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credit investments,
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offering improved returns while diversifying protfolios.
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</li>
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</ul>
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</p>
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</div>
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</div>
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<div class="dri-label">
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<div class="blue-boxx">
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<h4>Yield-Seeking Investors</h4>
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</div>
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<div class="drive-label">
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<p>
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<ul>
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<li>Investors seeking higher yields are turning to private credit as
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opportunities in distressed assets
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diminish due to RBI's measures to reduce NPAs.
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</li>
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</ul>
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</p>
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</div>
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</div>
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<div class="dri-label">
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<div class="blue-boxx">
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<h4>Decreasing NPA and Credit Growth</h4>
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</div>
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<div class="drive-label">
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<p>
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<ul>
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<li>The GNPA ratio for both scheduled commercial banks and NBFCs is
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declining, instilling investor confidence and fueling
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private credit investments amid overall credit growth in India.
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</li>
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</ul>
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="container">
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<div class="amount-tabs mb-5 mt-5">
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<ul>
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<li>The alternate debt market in India is estimated to be around $90 billion as of 2022 (BCG, McKinsey
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reports). </li>
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<li>The alternate debt market is projected to reach $140-150 billion by 2025, representing a growth of
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over 50% in 3 years (McKinsey, BCG). </li>
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<li>By 2030, the alternate debt market could surpass $250 billion as per Avendus Capital estimates.</li>
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<li>Over last 5 years, India attracted the largest private credit investment volume ~$9.5 bn of all
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Asian Markets. (Source: GPCA)</li>
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<li>India has seen ~5 Lakh Cr of Capital Commitment in AIF Category 2 out of which ~2.5 Lakh Cr is
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already deployed in Private Credit Strategies. (Source: SEBI)</li>
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<li>In the last five years, the private credit market has evolved exponentially in volume and numbers.
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The size of category II AIF market (of which private credit funds are a key component) has reached
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₹6.96 trillion, up by around 24% on a year-on-year basis. (Source: Mint)</li>
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</ul>
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<div class="amount-table text-center">
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<img src="{{ asset('public/assets/media/FrontendImages/amount-table.svg') }}">
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</div>
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</div>
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</div>
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<div class="banifit-tabs mt-4">
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<div class="container">
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<nav>
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<div class="nav nav-tabs justify-content-center" id="nav-tab" role="tablist">
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<button class="nav-link benefits active" id="nav-home-tab" data-bs-toggle="tab"
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data-bs-target="#nav-home" type="button" role="tab" aria-controls="nav-home"
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aria-selected="true">Benefits</button>
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<button class="nav-link risks" id="nav-profile-tab" data-bs-toggle="tab"
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data-bs-target="#nav-profile" type="button" role="tab" aria-controls="nav-profile"
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aria-selected="false">Risks</button>
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</div>
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</nav>
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<div class="tab-content" id="nav-tabContent">
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<div class="tab-pane benefits fade active show" id="nav-home" role="tabpanel"
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aria-labelledby="nav-home-tab">
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<ul>
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<li><strong>Attractive Yields: </strong> Typically offer higher returns compared to traditional
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fixed-income securities.</li>
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<li><strong>Diversification: </strong> Provides a means of diversification within a broader
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investment portfolio.</li>
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<li><strong>Credit Protection: </strong> Investments often come with protective covenants and
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collateral, offering a level of security.</li>
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<li><strong>Lower Volatility:</strong> Private credit markets can exhibit lower volatility
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compared to public equity and debt markets.</li>
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<li><strong>Supporting Business Growth:</strong> Contributes to the growth of mid-sized
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companies which might not have access to traditional bank financing.</li>
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</ul>
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</div>
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<div class="tab-pane risks fade" id="nav-profile" role="tabpanel" aria-labelledby="nav-profile-tab">
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<ul>
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<li><strong>Credit Risk:</strong> The risk of default or non-payment by borrowers can be higher
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than in traditional lending.</li>
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<li><strong>Illiquidity:</strong> Private credit investments are typically illiquid with longer
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holding periods.</li>
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<li><strong>Interest Rate Risk:</strong> Susceptible to changes in interest rates, which can
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affect the value of debt investments.</li>
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<li><strong>Complex Structures:</strong> Private credit arrangements can be complex, requiring
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thorough due diligence and understanding.</li>
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<li><strong>Market Conditions:</strong> Economic downturns or adverse market conditions can
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impact the ability of borrowers to repay debt.</li>
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</ul>
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</div>
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</div>
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</div>
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</div>
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<x-learn-more :learnMore="$learnMore" />
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<x-private-credit-fund-product :pcfData="$openPCF" id="open_investments" :type="$type='Primary Offerings'" />
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<x-private-credit-fund-product :pcfData="$resalePCF" id="resale" :type="$type='Secondary Offerings'" />
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</div>
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@endsection
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